Annuity Help Centre
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Some of the big energy suppliers are so far behind the Government insulation targets that they have taken to paying to get name of those who are in need of insulation. British Gas will pay £50 to anyone who can supply the name of person qualifying to have their house insulated – such as an [...]
Nearly 50% of unemployed people aged 50 or more have been out of work for at least a year. With experts predicting that the majority of older jobseekers will be unlikely to find work again. There was an increase of 60,000 in the amount of new positions created between October and December, but statistics [...]
It’s a case of the good, the bad and the ugly for the over 55s and retirement savers is inflation is dropping – but the bad news is prices are still outpacing interest rates and the worst may be yet to come for top rate taxpayers. Inflation in January dropped to 3.6% – the lowest [...]
The Oscar winning actress has spoken out about the mistreatment of the country’s elderly, stating that she thought it was a “distressing scandal”. The 77 year old Bond actress has said that modern day care homes were like “warehouses” where elderly people were parked up and medicated to make them more compliant. Her [...]
Employees who leave a firm and discontinue their pension contributions are being charged a higher rate than current savers. When a person changes their employers, they can often leave their cash in the pension scheme they were in. For most people this causes no problems as the money continues to grow without them making any [...]
Pension experts have warned that the improved mortality rate recorded in 2011 could have a detrimental effect on pensions. Official figures had the number of deaths recorded in 2011 at 484,000, a reduction of 4% on the previous year. Almost double the average annual drop of 2.4% seen in the previous decade. The Actuarial Profession [...]
Pension experts are warning the £12 billion a year annuity market is on the verge of collapse and is failing investors. The National Association of Pension Funds and the Pensions Institute claim too many retirement savers are losing money because annuities are too complicated and professional advice does not meet the needs of over 55s [...]
Pensions seemed a good idea back in the day when rising returns on investments boosted retirement savings to give the over 55s a comfortable lifestyle when they gave up work. The system seems to have broken somewhere along the way as those in retirement or approaching the final furlong before giving up work are struggling [...]
Recent rule changes to the lending practices of payday loan companies are unlikely to give better protection to borrowers. The Finance and Leasing Association (FLA), announced it had updated the code of practise for payday loan firms. Following pressure from consumer groups and the Government the FLA have introduced a new rule that states that [...]
A report from the economic think tank, the Institute for Fiscal Studies (IFS), states that the proposed Government changes for public sector pensions will make ‘little or no difference’ to the long-term cost. The IFS’ report refers to the latest round of pension negotiations, but does say that the previous decision to change the inflation [...]
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