Annuity Help Centre
9:00am to 6:30pm Monday to Friday
Annuities are a last-chance saloon for retirement savers, because once you have made an investment decision you cannot change your mind and switch to another provider. Once you have signed up, that’s it for as long as you live, regardless of unknown factors like inflation, stock market rises and falls or interest rate changes. An [...]
The Treasury minister Danny Alexander is hoping that the unions will agree to the revised proposal for public sector pensions and avert strike action. The government have amended their plans for public sector pensions after failing to agree to a deal with the unions. They have suggested that the latest amendments offer a fair deal [...]
Recent figures from the Office for National Statistics (ONS) suggests that the poorest pay more VAT in proportion to their income than the rest of the country. The research also shows that the poorest households in the UK are now spending more of their income on goods which carry a VAT charge than they did [...]
Losing a loved one is the greatest retirement fear for most people rather than worries about money, according to new research. A third of over 55s who have retired have greater concerns about losing a partner, loved one or friend – while the rising cost of living (20 per cent) and returns on savings (11 [...]
Banking giants HSBC has surveyed some 17,000 people worldwide, including 1,000 in the UK, to find out whether or not they had written a will. The results revealed that two thirds of parents in the UK had not yet written a will. However, the UK was not alone in these startlingly high figures, as only [...]
The latest figures released from the Office of National Statistics (ONS) have revealed that life expectancy has risen by 4 months for both men and women during 2010. The average life expectancy in the UK from birth is now 78.2 years for men and 82.3 years for women. The average life expectancy for a 65 [...]
An independent report claims that thousands of people in England and Wales will die this winter due to not being able to afford to heat their overly cold homes. The figure is more than will die in estimated road traffic accidents. The Hills Fuel Poverty Review was commissioned by the coalition and has found [...]
Everyone surviving on a pension or fixed income understands that the soaring cost of living is cutting the amount of money they have to spend every month. The bad news is taxpayers cannot find any savings account paying earning enough to counter the effects of inflation. The official inflation monitor is the consumer price index. [...]
A computer glitch has meant that thousands of savers who have their pensions with Scottish Widows, saw their money placed in the wrong investments this month. The technical error could see the pension giants having to pay out millions of pounds in compensation to its customers to rectify the mistake. The glitch could potentially [...]
Almost half the population expects to live their later years without money from a pension. Around 2.6 million (38 per cent) aged over 55 and approaching retirement are likely to receive any pension income and will rely on the state and any funds generated from savings and investments. The figures come from a study by [...]
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