Prudential income choice annuity an alternative to guaranteed lifetime annuities

August 15, 2010

At retirement you will generally be offered one choice, a lifetime annuity by your pension provider. Some providers however, such as Prudential will also give you a choice of an income choice annuity, which is perhaps better known as a with-profits annuity.
Why would you want an income choice annuity?
If you have other income maybe from [...]

Read the full article →

How to avoid Annuity Delays – Helpful Tips

August 13, 2010

If you are taking your annuity soon we at annuitysupermarket.com can give you some helpful tips to make sure you do not get any delays. One of the benefits of the open market option is you can shop around for a better annuity rate. Of course, if the money is not moved from one provider [...]

Read the full article →

Retirement – Have you got a plan?

August 11, 2010

Its surprising how many people enter retirement without a plan. Would you plan a car journey without a map or indeed these days taking your sat-nav? No! I doubt very much you would, so why do so many retirees drift into retirement without a plan?
At least 6 months before your intended retirement date you need [...]

Read the full article →

Best Annuity Rates 2010

August 10, 2010

If you are looking for the best annuity rates 2010 then you have come to the right place . Here at annuitysupermarket.com we will search the whole annuity market to find you the best annuity rates 2010.
Our expert annuity specialists will also check to see if you qualify for enhanced annuity rates due to lifestyle [...]

Read the full article →

Enhanced Annuities

August 8, 2010

Annuities are a guaranteed income for the rest of your life. When you purchase an annuity you do so normally on the following criteria:

Fund size
Age
Gender
Annuity Options purchased

The annuity provider gives you an annuity rate based on their opinion of your life expectancy. So the longer you are expected to live the lesser the rate the [...]

Read the full article →

Lifetime Annuity

August 7, 2010

A Lifetime Annuity, once purchased will tie you in to one shape of income for the rest of your life.   Called lifetime annuities because they pay an income for the rest of your life no matter how long you might live.
The advantages of lifetime annuities are obvious, the guaranteed income they offer. The disadvantage is [...]

Read the full article →

UK Annuity – What are the options at retirement?

August 6, 2010

Finally you think, I have reached retirement, but it is like starting work again for the very first time, you are the novice. First of all you have to fight your way through all the retirement papers you have been sent from your pension provider and what is a UK annuity? Many retirees are confused [...]

Read the full article →

Annuity Rates – Should you delay annuity purchase?

August 5, 2010

There are many stories in the tabloids at the moment regarding delay of annuity purchase to get higher annuity rates if interest rates go up. The million dollar question is will annuity rates go up even if interest rates do rise?
As annuity rates have been falling recently and are probably the lowest they have been [...]

Read the full article →

Aviva Annuity & Annuities – 40% Could Qualify for Enhanced Rates

August 4, 2010

If you have an Aviva Pension and you are nearing retirement looking to purchase a Aviva annuity then you should consider the open market option. 40% of people who shop around on the open market looking for Aviva annuities could qualify for enhanced annuities and could get around 30% more income in retirement.
Do Aviva Pension [...]

Read the full article →

Annuity Calculator – Aviva online retirement income calculator

August 3, 2010

Aviva (formerly Norwich Union) and one of the major providers in the retirement market has launched a new online annuity calculator. It has a simple interactive graphic interface and it’s designed to make it easier for customers to understand the annuity options available to them and to work out how much income they may get [...]

Read the full article →