Enhanced annuity rates are available in the UK for many medical conditions but there are two particular ones that stand out that affect many many thousands of UK retirees. These conditions are High Blood Pressure and High Cholesterol.
Enhanced annuity rates for high blood pressure
One in three adults in the UK (16 million people) has high blood pressure. A third of them don’t know that they have it. Blood Pressure Association (BPA), 2009. High blood pressure can get you enhanced annuity rates and you will need to tell your annuity adviser and provider what your last blood pressure reading was and the medication and drugs you take to control it. This is the one time that you need to declare fully all medical conditions you may have.
Enhanced annuity rates for high cholesterol
About two in three adults have a cholesterol level that is higher than recommended. Bupa, 2009.
If your doctor diagnoses you as having high cholesterol and prescribes drugs for your condition then you may qualify for extra income. We’ll just need a recent cholesterol reading from you. Cholesterol levels generally rise with age. Men are more likely to have high cholesterol than women.