Annuity Rates Tables
Below is an annuity rates table showing a snapshot view of the typical rates from those providers. However, by shopping around and getting quotes specifically for you, you could potentially get up to £1000 per year more!
It’s impossible to know the best rates for you personally without obtaining a personalised quote. You might also be one of the 40%+ of retirees who could qualify for enhanced annuities! So call us today or complete the form opposite for a personalised quote tailored to your personal circumstances and fund size.
Escalation: Level, single life
Annuity type: Compulsory Purchase Annuity. Payment frequency: monthly. Payment timing: arrears. Guaranteed period: none. Purchase price: £100,000
| Male, 60 | Female, 60 | ||||
| RANK | PROVIDER | INCOME | RANK | PROVIDER | INCOME |
| 1 | Saga | £6,180.00 | 1 | Saga | £5,890.00 |
| 2 | Aviva | £6,110.00 | 2 | Canada Life | £5,782.80 |
| 3 | Canada Life | £6,099.96 | 3 | Aviva | £5,780.00 |
| 4 | L&G | £5,943.60 | 4 | L&G | £5,624.00 |
| 5 | Aegon | £5,758.80 | 5 | Prudential | £5,479.44 |
Escalation: RPI, single life
Annuity type: Compulsory Purchase Annuity. Payment frequency: monthly. Payment timing: arrears. Guaranteed period: none. Purchase price: £100,000
| Male, 60 | Female, 60 | ||||
| RANK | PROVIDER | INCOME | RANK | PROVIDER | INCOME |
| 1 | Canada Life | £3,586.80 | 1 | Canada Life | £3,272.64 |
| 2 | Aviva | £3,490.00 | 2 | Standard Life | £3,188.40 |
| 3 | Axa | £3,372.00 | 3 | Aviva | £3,160.00 |
| 4 | Saga | £3,370.00 | 4 | Saga | £3,130.00 |
| 5 | Standard Life | £3,332.40 | 5 | Prudential | £3,028.68 |
Escalation: Level, single life
Annuity type: Compulsory Purchase Annuity. Payment frequency: monthly. Payment timing: arrears. Guaranteed period: none. Purchase price: £100,000. Smoker Rates: Yes.
| Male, 60 | Female, 60 | ||||
| RANK | PROVIDER | INCOME | RANK | PROVIDER | INCOME |
| 1 | Reliance Mutual | £7,023.60 | 1 | Just Retirement | £6,730.00 |
| 2 | LV | £6,987.00 | 2 | Reliance Mutual | £6,725.76 |
| 3 | Just Retirement | £6,840.00 | 3 | LV | £6,709.00 |
| 4 | Aviva | £6,330.00 | 4 | Aviva | £6,000.00 |
| 5 | Canada Life | £6,099.96 | 5 | Canada Life | £5,782.80 |
The annuity rates tables above are an overview as of June 2010.
Annuity Rates Tables Jargon
Single life – This means the income is payable to you only and will not continue to be paid to your spouse upon your death.
Joint life 50% – This means that upon your death 50% of the income will continue to be paid to your spouse. Different percentages are available up to 100%. Where a joint life annuity is shown, this is based on a named spouse where the male is 3 years older than the female.
Level – This means the income will remain level and not increase over time.
RPI – This means the income from your annuity changes in line with inflation as measured by the Retail Prices Index.
Guarantee – This means the annuity will continue to pay an income for at least that period of time (i.e. 5 years), even if you should die before that time. Guarantee periods of up to 10 years are available. Guarantees on protected rights are limited to 5 years.
